By Johannes Hesekiel, Old Mutual Namibia Short-Term Insurance, Sales and Underwriting General Manager.
The holiday season is a time of joy and togetherness, often spent in the company of close family and friends. However, this period also sees an increase in certain risk, such as theft and car accidents. To protect yourself, your loved ones, and your belongings it is essential to keep proactive measures and stay vigilant during this vulnerable time.
How to Avoid Theft:
Incidents of theft and burglary are more likely to increase during the holidays. This is because many people go on holidays, making it easier for criminals to target their vacant houses. Here are some tips for safeguarding your house and possessions:
- Activate Security Systems: Make sure that your alarm system at home is active and connected to an armed response unit.
- Lock all entry points before leaving: This includes doors, windows, and gates.
- Avoid Oversharing on Social Media: Refrain from publicly posting your travels, as this may signal to potential intruders that your home is vacant.
- Neighbourhood Watch: Inform a trusted neighbour or friend about your absence so they may watch your property
- Insurance Check: Check your short-term insurance to ensure that your house and possessions are well covered against theft and damages.
Keeping cars safe:
The state of your car is important for ensuring your safety and that of your passengers during the holidays when most Namibians embark on long-distance road trips. To minimise risk, do the following:
- Schedule a service: Ensure your car is roadworthy, has been serviced, and that brakes, tires, lights, and other engine parts are in good working conditions.
- Verify your insurance coverage: Ensure that your auto insurance is up-to-date and that your policy covers any eventualities in case of damage or accidents.
- Stock your vehicle with emergency supplies: Have your vehicle equipped with a first-aid kit, emergency triangle, a fire extinguisher, and a spare tire.
- Make safe rides: Avoid speeding, stop for rest on long rides drives and ensure that all passengers wear seat belts.
Rather than being troubled by preventable tragedy, the holiday season should be a time of cheer and peace. Taking these precautions will help reduce your chances of theft and road accidents, thus placing you in a better position, in turn. To ensure that your policy will fulfill your needs during this busy time of the year, providing protection when it matters most, revisit your short-term insurance policy.
